合格的生活事件

Certain events in your life may require that you make changes to your Medical, Dental, 和/或视觉覆盖, 灵活支出账户或健康储蓄账户, 及人寿保险. With the exception of your 403(b) Retirement Plan (which can be changed anytime throughout the year), 只有两种机会可以改变你的福利:

  1. 在每年的开放注册期间
  2. 当你有一个合格的生活事件

A qualified life event is generally defined as a change in your status due to marriage, 孩子(ren)的出生或收养, 家庭成员死亡, divorce, 配偶的保险损失或收益, 或终止配偶的雇佣关系.

通知人力资源部

在你的生活事件之后,立即发一封电子邮件给 benefitsu@julihui168.com 并包括以下内容:

  • Your SMU ID #
  • 事件的总体描述
  • 事件生效日期
  • 受事件影响的个人姓名

一个活动将为你打开 my.SMU.edu Employee Self Service > Benefits > Benefits Enrollment so you can make your elections.

从事件日期算起,您有31天的时间进行允许的更改.

受抚养人资格核实

SMU has contracted with UnifyHR to perform dependent eligibility verification for all dependents enrolled in the SMU Medical, 牙科和/或视力计划. 在你完成你的生活事件登记后不久, you will receive a mailing from UnifyHR requesting documentation to verify that each dependent is eligible for coverage. Instructions, FAQ, and a detailed list of acceptable documentation will be included in the mailing.

We understand this process requires time and effort on your part and appreciate your assistance in maintaining plan compliance and managing healthcare costs by ensuring that only eligible dependents are enrolled.

出生,收养和法律监护

祝贺你!

This is a busy time for you so be sure to make plans to enroll your child within the 31-day time period. 这里有一些建议...

  • If you have coverage with SMU and your spouse has coverage with his/her employer, decide if it makes sense to enroll the child in your coverage or your spouse's coverage.
    • 如果您决定将孩子加入您的新大保险,请发送电子邮件至 benefitsu@julihui168.com 在您的活动之日起31天内. 请在邮件中注明活动日期.
    • Your child's coverage will be retroactive to the date of birth or adoption, 或者法定监护的设立日期.
  • 重新评估你的保险需求,并做出适当的改变.
  • Be sure to make any coverage changes and update your beneficiary designations for Basic and Supplemental Group Life and AD&D保险,如适用.

  • 你可以更新你的403(b)退休计划 通过在您的账户上签名指定受益人 smu.trsretire.com. Click Account Information -> Beneficiary Information.

  • Review your tax withholding information and make any necessary changes via my.SMU.edu Self-Service. If you have any questions contact the Payroll Office at extension 8-2073.

就业状况的改变

这一类别包括新就业, loss of employment or a significant change in hours for you or your spouse.

  • Determine what changes you should make to your SMU coverage or if you should cancel your SMU coverage and enroll in your spouse's employer plans, if applicable.
    • 如果您希望增加或取消保险,请发送电子邮件至benefitsu@smu.Edu在您的活动之日起31天内. 请在邮件中注明活动日期..

  • Review your tax withholding information and make any necessary changes via my.SMU.edu Self-Service. Please contact the Payroll Office at extension 8-2073 if you have any questions.

婚姻状况的改变

如果你要结婚了, decide if it makes sense to add your spouse to your SMU coverage or if you should cancel your SMU coverage and enroll in your spouse's employer plans.

  • 如果您希望增加保险范围,请发送电子邮件至benefitsu@smu.Edu在您的活动之日起31天内. 请在邮件中注明活动日期.

如果你离婚了或者婚姻被宣告无效, you must cancel your ex-spouse's coverage as of the date of the event (i.e.(法律文件签署日期). 他/她有权继续投保 COBRA.

  • 当您取消保险时,请发送电子邮件至benefitsu@smu.Edu在您的活动之日起31天内. 请在邮件中注明活动日期.

A few pointers...

  • 重新评估你的其他保险需求,并做出适当的改变.

  • Be sure to update your beneficiary designations for Basic and Supplemental Group Life and AD&D保险,如适用.

  • 你可以更新你的403(b)退休计划& 通过在您的账户上签名指定受益人 smu.trsretire.com. Click Account Information -> Beneficiary Information.

  • Review your tax withholding information and make any necessary changes via my.SMU.edu Self-Service. Please contact the Payroll Office at extension 8-2073 if you have any questions.

  • If you are changing your name you must provide a copy of your new 社会保障 card to the Benefits Office before your name can be changed in SMU systems. You must also provide a copy of your marriage license to your 403(b) investment company, 或者在离婚的情况下, 离婚判令或合资格家庭关系令副本.

丧失受养人资格

At some point, dependent children will lose their eligibility for SMU benefits coverage due to age, student status, marriage, 或全职工作.

  • Coverage ends on the day the child no longer meets the SMU eligibility criteria, 除了失去学生身份. In this case, the dependent child will retain coverage until the end of the month in which loss of student status occurred.
    • You must contact the Department of 人力资源 immediately to arrange for cancellation of coverage for dependents who no longer meet the SMU eligibility criteria. 发送电子邮件至benefitsu@smu.你的受抚养人将失去资格. 请在您的电子邮件中包括这将发生的日期.

  • Medical and dental coverage may be continued for up to 36 months under COBRA. However, COBRA coverage is quite expensive and it probably makes sense to look into purchasing an individual policy. You will find a link to the eHealthInsurance website by clicking on the COBRA link above. This website enables you to request premium quotes from different insurance companies for an individual medical policy.

  • If your child is a college student and loses dependent eligibility because he/she decides to take a semester off, 后来又重新注册成为全日制学生, you may reactivate his/her SMU coverage by contacting the Department of 人力资源 within 31 days of his or her return to full-time student status.

配偶或登记受养人死亡

Loss of a loved one is a sad reality that all of us must deal with at some point in our lives. 您应该考虑几个与福利相关的问题.

  • You will have to cancel your deceased dependent's coverage to avoid paying for coverage that is no longer needed.
    • 请发邮件至benefitsu@smu.Edu在您的活动之日起31天内. 请在邮件中注明活动日期.
  • 重新评估你的保险需求,并做出适当的改变.
    • Be sure to make any coverage changes and update your beneficiary designations for Basic and Supplemental Group Life and AD&D保险,如适用.

受益人名称

你可以更新你的403(b)退休计划 通过在您的账户上签名指定受益人 the 泛美退休解决方案网站.  If you need assistance, please contact the Transamerica Customer Care Center at (800) 755-5801.

It is very important that you designate one or more beneficiaries for your Life Insurance. 您将通过以下方式完成您的指定 标准的在线受益人指定系统. The 在线受益人指定指南 他会告诉你整个过程吗. 您将需要公司密钥: standardbendes. 你会发现有用的信息在 受益人指定常见问题.

Tax Status

Review your tax withholding information and make any necessary changes via my.SMU.edu Self-Service. Please call the Payroll Office at extension 8-2073 if you have any questions.

Important: At times like this it is important that you take good care of yourself and your loved ones. 考虑联系新大 员工援助计划 to speak with a counselor about how you and your family can best manage the transition following the death of someone close to you.